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WithU Insights

WithU Loans is all about treating our customers as people and partners, not numbers. That’s why we created WithU Insights: to make managing money feel less overwhelming and more empowering. Everyone deserves tips, tools, and encouragement to feel confident about their finances, and we’re here to offer just that. 

Based on our experience in the short-term lending industry, we’ve identified five key areas of personal finance that matter to most people. Each category is packed with education and resources to help you take control of your finances. 

Take a look around and check back often! We’re always adding new information, because we’re WithU every step of the way.  

 

FEATURED POSTS:

WithU Insights Team7 min read

The 10 Best Budgeting Apps for Beginners in 2025

While some of us might have grown up seeing our parents or grandparents painstakingly go ...
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WithU Insights Team6 min read

How to Build Credit from Scratch in 7 Steps

So, you’re staring at your credit score (or lack thereof) and wondering, “How do I ...
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WithU Insights Team6 min read

11 Tips that Can Help You Use Your Money Wisely

A December 2024 survey by the data intelligence website Statista asked over 1,000 U.S. ...
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WithU Insights Team6 min read

How to Start Budgeting with a Low Income

If you’re living on a tight budget, you know how impossible it feels to save. When every ...
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WithU Insights Team6 min read

Tips for Managing Student Loan Payments

9 Ways to Take Control of Your Student Loan Repayment Student loans can feel like a heavy ...
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WithU Insights Team7 min read

Rebuilding Your Credit After a Financial Hardship: 10 Steps You Can Take

By financial hardship, we’re talking about the all-too-common financial emergencies and ...
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WithU Insights Team5 min read

Understanding the Difference Between Soft and Hard Credit Inquiries

When it comes to managing your financial health, your credit report plays a central role. ...
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WithU Insights Team4 min read

Facing Eviction with No Money: What to Do and How to Get Help

Eviction – it's a word that has immediate negative connotations. The baseline definition ...
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WithU Insights Team6 min read

How to Know if a Loan Offer Is Legitimate So You Can Avoid Getting Scammed

According to the Federal Trade Commission 2024 Consumer Sentinel Network Data Book, in a ...
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WithU Insights Team5 min read

Best Tools and Resources to Protect Yourself from Identity Theft in 2025

You get a bill in the mail from a credit card company. It’s addressed to you, has your ...
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WithU Insights Team6 min read

Elder Financial Abuse: What It Is, How to Spot It, and What You Need to Do to Protect Yourself and Your Loved Ones

Older adults, aged 60 and above, are both one of the fastest-growing demographics in the ...
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WithU Insights Team5 min read

How Long Does It Take to Repair Credit? It's Complicated

According to data reported by credit reporting agency Experian, the average consumer debt ...
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WithU Insights Team4 min read

Why Interest Rates Matter to You

Even If You’re Not a Finance Expert Let’s be real—most of us don’t sit around thinking ...
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WithU Insights Team2 min read

Loan Lingo: Understanding Personal Loan Terminology

Understanding Personal Loan Terminology When you need money or make a large purchase, the ...
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WithU Insights Team4 min read

How Does a Personal Loan Work

A Friendly Guide to Borrowing Smart
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WithU Insights Team5 min read

How to Responsibly Borrow Money When You’re in Debt in 2025

Having debt can have a lot of effects on your life – your credit rating, how you save, ...
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WithU Insights Team5 min read

Rent Assistance Programs for Low-Income Families

Let’s face it: rent can eat up a big portion of your monthly income. Between groceries, ...
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WithU Insights Team5 min read

How to File for Unemployment Benefits

A Step-by-step Guide Losing your job and your income can be extremely stressful, but ...
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WithU Insights Team5 min read

Emergency Food Assistance for Families: Where to Turn When You Need Help Now

When facing unexpected financial hardship, putting food on the table can suddenly become ...
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WithU Insights Team7 min read

Tips to Keep Your Financial Information Safe Online

The scope and convenience of our digital lives has changed exponentially from where we ...
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